Umbrella Insurance in Rochester, NY
Many people, even those who are well versed on insurance policies, don’t know what umbrella insurance is. It is a more unique type of policy that can be, for certain customers, a way to save them from complete financial ruin. Here at Consolidated Agency Inc, we offer umbrella policies in all different amounts based on the needs of our clients. We sell these insurance plans to customers in Rochester and the surrounding areas, and can cover both personal clients and commercial ones alike. Learn more about the differences between these types of policies below.
Personal umbrella policies
Providing an extra layer of security for those at increased risk of being sued for causing damage to someone else's person or property, umbrella policies represent the ultimate in protection against legal liability. If you have an incident occurs that eclipses the coverage of your regular home or auto insurance, you can be sued for your actual savings account as well. Umbrella policies protect you when you find yourself facing a claim that is larger than your plans will cover.
Commercial umbrella policies
Much like the personal versions of umbrella insurance, the commercial ones can help you if you are facing legal charges that exceed the coverage of your plans. This extra coverage can protect you in many different instances, including legal fees, medical bills or property damage concerns. No matter what kind of accident occurs on your property, you can rest assured that you are safe from financial ruin that can occur from something completely outside your control.
