Commercial Liability Insurance

Commercial & Business Insurance in Rochester, NY

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In the highly litigious modern United States, simple mistakes can leave your business in situations that are financially devastating. Protecting you from lawsuits of many stripes and varieties, liability insurance for your commercial business is an extra layer of security to protect you and your assets from liabilities due to unintentional actions. Here at Consolidated Agency Inc., we do all we can to protect local businesses in Rochester, NY and the surrounding regions so they can have the peace of mind they need. Learn more about one of the most popular types of commercial and business insurance plans, the Commercial General Liability plan, below.

What is a Commercial General Liability policy?

A commercial general liability policy, or CGL, is a type of insurance plan that helps businesses remain protected. It covers bodily injury, personal injury and property damages that can occur as a result of day to day business. These plans are comprehensive and a great way to make sure that business owners don’t need to stress about accidents and events outside their control.


These business and commercial insurance plans exist in two main forms known as claims-made and occurrence plans. 


The difference is as follows:

With a claims-made policy, you are covered for an insurance claim no matter when the incident happened at your commercial location. With an occurrence plan, you are only covered if the event happens during a set time that you have coverage for. While claims-made are the best option for most, having an occurrence plan can make sense for businesses that are having large events that could put more people at risk.

  • Commercial & Business insurance in Rochester, NY

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For more information about our offered business & commercial insurance coverage, reach out to us today.

(585) 467-4110

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